Life Insurance

As a resident, you have group term life insurance. This policy is underwritten by SYMETRA Financial and has no cash value. No proof of good health is required. You must however, complete the enrollment form in order for this insurance to be in effect. This policy is for the resident only and is not available for other family members.

Coverage Highlights:

Beneficiary:
SYMETRA will make payment to the most recently named beneficiary if you die while insured under this coverage. The beneficiary is the person you named, in writing, on your enrollment form. Definitions and instructions regarding beneficiaries are on the enrollment form.

To Change Beneficiaries:
Request a new enrollment form from the GME Benefits office. Return completed form to GME to retain in your file. PLEASE remember to update your beneficiary selection as life changes occur!

Accelerated Benefits:
SYMETRA will pay either 25% or 50% of the benefit if it receives proof that you are terminally ill. You may elect either amount. Any benefit amount paid under this provision will be paid as a lump sum. The amount of benefit paid at the time of death will be reduced by the amount of the accelerated benefit payment.

Accidental Death and Dismemberment Insurance (ADD):
Accidental death benefits are payable to your named beneficiary if you die from an accidental bodily injury while insured under this coverage. Accidental dismemberment benefits are payable if you lose the sight of an eye from an accident or if you lose a hand or foot by accidental severance while insured under this coverage. No ADD benefits are payable for losses due to disease, suicide, or certain other causes.

Click here to view Life Insurance Certificate.